ABC Company: Open Enrollment 2018


Health Insurance

Health Insurance coverage pays for medical and surgical expenses.  This insurance can reimburse you for expenses incurred from illness or injury, or pay the care provider directly

Brought to you by the Kaiser Family Foundation, this cartoon explains health insurance and important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals purchase and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs.

Hospital Indemnity

Hospital Indemnity Insurance pays you a lump sum of money if you are admitted to the hospital and stay overnight.  It also pays a benefit for each additional day you stay in the hospital.

Today, the average length of a hospital stay is five days, and costs more than $30,000 dollars. Most standard health insurance plans don't cover all the costs of a hospital stay. So, many people find Hospital Indemnity Insurance a good way to leave the hospital healthy, both physically and financially.

Accident Insurance

Accident insurance helps you pay out of pocket costs for broken and fractured bones, dislocations, burns, ambulance rides, hospital admission, ER admission and there is an accidental death benefit for you if you were to pass away in an accident.

This video explains what Accident Insurance does and how one can benefit from owning this coverage.

Vision

Vision insurance helps offset the costs of routine eye exams and also helps pay for vision correction wear, like eyeglasses, that may be prescribed by a physician or eye-care specialist.

 

Dental

Dental insurance is coverage to help protect against dental costs.  It insures against the expense of treatment and care of dental disease and accident to teeth.

 
This video describes how Dental Insurance works, why you need it, and how you can best access your benefits.

Life Insurance

Life insurance pays a pre-determined benefit paid upon the death of the insured person.  When electing life insurance, it is important to name a beneficiary.  The beneficiary will be the person that you elect to collect the death benefit upon your passing.

Vision insurance is a benefit that provides reimbursements and reduced fees for common vision expenses such as exams, lenses, frames and contacts. http://www.evcoinsurance.com/ Make sure to subscribe to our YouTube channel for ongoing content! Don't forget to find us on: Twitter @EVCOinsurance and @evcoenroll Facebook: http://on.fb.me/1r1zxlz LinkedIn: http://linkd.in/1lJ5cQt Google+: http://bit.ly/1kxrBDH
There are many different kinds of life insurance. Term Life, Whole Life, and Universal Life are just three of the most basic kinds. Here, life insurance expert and AccuQuote founder and CEO Byron Udell breaks down the main three different types of life insurance and explains what they are all about.